Money & Budgeting Guides

Practical, printable guides for taking control of your money. Learn how to make a budget that actually works, build an emergency fund, pay off debt faster, raise your credit score and save for the things that matter, from a house deposit to your next holiday.

Every guide is a short PDF you can read in one sitting, with checklists, trackers and step-by-step plans you can start today. No jargon, no 300-page books. Download instantly after checkout, and if a guide isn't useful to you, we'll refund it within 30 days.

Browse money guides by topic: Budgeting guides · Saving money & emergency funds · Debt & credit guides · Frugal living & cutting bills · Investing & retirement · Money mindset

FAQ

Money & Budgeting Guides: your questions answered

Quick answers about our guides. Can't find yours? Get in touch and we'll help.

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Where should I start with money if I'm a complete beginner?
Track one month of spending, set up a simple budget, then build a small emergency fund before tackling debt or investing. Our budgeting guides are the best first step.
What is the 50/30/20 budget rule?
A simple split of take-home pay: 50% for needs such as rent and bills, 30% for wants, and 20% for savings and debt repayment. It is a starting point you can adjust to your income.
Should I pay off debt or save first?
Most people do both: build a small emergency fund first so a surprise bill doesn't create new debt, then put extra money towards the highest-interest debt. See Debt & Credit Guides.
Can I print these money guides?
Yes. You get a PDF you can print at home as many times as you like for personal use, or read on any phone, tablet or computer.
Is this financial advice?
No. Our guides are general education. For decisions about investments, tax, debt solutions or retirement, speak to a qualified financial adviser.