Budgeting Without Spreadsheets

If you've downloaded three budgeting apps and abandoned all three, the problem isn't discipline. It's that most budgeting systems demand more attention than anyone can sustain.

This guide covers budgets that survive contact with real life — the kind you check twice a month, not twice a day.

What's inside

• Three simple systems, and how to pick the one that fits how you think
• Setting it up once so it mostly runs itself
• What to do in the month everything goes wrong
• Why tracking every coffee is a trap
• How to tell if it's working after 60 days

30 pages. PDF. Instant download after purchase.